At a time when health insurance is such a well debated and turbid issue in the United States, Health Insurance Companies out there seem to be acting in the most childish way possible - this in an effort to prove that they are better off left as they are --> in charge of our death and demise in the name of health!
Isn't it amazing? If you have acne or if you gain or lose a few pounds, you could lose health insurance.
The idea behind insurance is all wrong, and of course there is no intelligent fix for a bloated system in which MBA Jockeys earn more than the actual Doctors and Nurses that help you.
I will tell you what we need to do - force health insurance companies to do severe cost cutting. Here are a few suggestions on how to regulate the industry. I am sure not one of them will ever be implemented:
1. The Chief this and Chief that officers of any health insurance company should have been employed for at least 5 - 10 years as either Doctors and Nurses only. No MBAs with Oil Baron dads or Social Anthropology backgrounds permitted.
2. Device and Pharmaceutical reimbursement should be tightly regulated. Increases of over 10% in the reimbursement in any category must be audited.
3. On the subject of audits - one or the other of the hundreds of gobbledygook Federal Agencies should audit every one of these companies - their mechanisms to accept or reject 'surance.
Of course, none of this will happen. In any case, read 'em and weep:
This, as it where, is the state of affairs...